Your Cash Flow. Your Season.
Your Terms.

OPEN THE DOOR TO FINANCING BUILT FOR AGRICULTURE

Trusted by farmers and ranchers, John Deere Financial understands the demands agriculture places on your operation’s cash flow. Your Multi-Use Account™ gives you access to a wide range of buy now, pay after harvest programs from your local John Deere dealer or ag retailer — including exclusive interest-free or low-rate financing for the 2027 season that could save you thousands of dollars.

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HARVEST TERMS™

AG FINANCING ON YOUR TERMS.

John Deere Financial understands agriculture and the demands it has on a farming operation’s cash flow. This is why we have created HARVEST TERMS™ so you can focus on the work, the crop or whatever mother nature decides to throw at you.

Buy now, pay after harvest 2026
Interest-free and low-rate terms available
Improved cash flow and savings

Crop Input Offers

Parts & Service Offers

Financing

We have flexible financing options that you can tailor to your unique needs. Use your Multi-Use Account for all your purchases.

Discover the Benefits of the Multi-Use Account™

Increased Purchase Power

Increase Cash Flow
Keep your cash and free up your operating line of credit by taking advantage of the wide range of finance offers and payment options designed to fit your production cycle and crop season.

Unlimited Potential
The Multi-Use Account™ allows you to purchase crop inputs,  farm supplies and parts,  service and attachments.

Widely Accepted
Get what you need when you need it at more than 9,000 dealer and merchant locations.

General Supplies
From gates and gloves to shirts and shovels—if it helps you get the job done, chances are you  can put it on your account.

Convenience

Detailed Records
Forecast spending and get organized for tax time with monthly statements and an annual summary of all your  Multi-Use Account™ purchases.*

Consolidated Statement
Purchases from your John Deere dealer and agribusiness merchants appear on a single statement.

Purchase Knowledge
Stay informed with invoice-level details, including product, unit price and quantity, that appear on your monthly statement.

*Ag Preferred Accounts only

Flexible payment options

No-Payments/No-Interest Financing
Take advantage of special finance offers for all your parts, service and technology needs with HARVEST TERMS. Visit your local John Deere dealer for details.

Seasonal Terms
Buy now, pay after harvest with Special Terms financing, allowing you to lock in early-order discounts on seed and secure the crop protection products you need.

30-Day Terms
Always 30-day interest-free financing when you pay your regular balance in full each month.

Ease of Use

Fast Alternative to Cash
Just “put it on your account” for the simplest way to pay for the important things you need.

24/7 Online Access
Account details and up to 24 months of purchase history are always just a click away.

Authorize Multiple Users
Keep your operation up and running by making it convenient for employees to make purchases using your Multi-Use Account™.

Multi-Use Account™ Testimonials

Don’t just take our word for it. See what our customers have to say about their experience with the Multi-Use Account™.

Maximizing Cash Flow

Supporting Farmers

Financing That Keeps Your Operation Moving

News

Standing in Front, Celebrating Women Linked to the Land

John Deere employee, Lynn Huston, created a compelling series of videos recognizing women in agriculture.

Read More
Save Money by Using Your Multi-use Account for Crop Protection Purchases

It’s important to find suppliers who understand your business and who can provide crop protection options to address your production challenges and budget.

Read More
Farm Matters

Winter isn’t downtime – it’s planning time. Ready your equipment for the coming year by taking advantage of winter inspection and maintenance specials through your local John Deere service department.

Read More

Ready to Get Started?

Open a Multi-Use Account™ today